To Banker or not to Banker?

generalmyrick

I have 5000 crowns...i don't like costumes and personalities that much...

The banker...can someone give me some insight? How Valuable is the banker? Is the merchant better?

SASQUATCH0

I bought the merchant, thinking about getting banker too. Might as well I guess

Eddyble

generalmyrick wrote: »

I have 5000 crowns...i don't like costumes and personalities that much...

The banker...can someone give me some insight? How Valuable is the banker? Is the merchant better?

I purchased the banker first...a couple weeks later, I wish I had bought the merchant. BUT, now with the extra ESO+ bank space, if you have time to organize later it might not matter. I use both often lately though.

Annalyse

I love the banker and use it all the time. As someone who quests a lot but also gathers every material I see, it is nice to be able to stop sometimes and dump a large portion of my inventory into the bank so that I can continue my questing without returning to a town. It's also really convenient to be able to have it anywhere for times when quests require items, like alchemy writs. Of course, this is all because I don't have a craft bag. So it really depends on your needs.

It's also nice to be able to have one in houses.

rotaugen454

I resisted for a long time, but got both banker and merchant. Really great when grinding for gear. I wish that I had got them sooner.

generalmyrick

thanks folks...

im weighing,

pulling out the banker to swap gear and inventory for myself and a quick gear move between characters v. the quick selling of supplies to clear space...?

rotaugen454

I used the banker to get a character to level 50 in the Wailing Prison. Would put in crafted full sets of training armor for every 10 levels.

generalmyrick

rotaugen454 wrote: »

I used the banker to get a character to level 50 in the Wailing Prison. Would put in crafted full sets of training armor for every 10 levels.

yeah! this is the kind of efficiency im hoping for!!!

Betheny

They're both great...except for when they walk away and close the banking/merchant window...makes me want to stab him in the face.

Feanor

I'd buy the banker in a heartbeat if it were the datamined graphically overhauled version. Tythis Andromo just is not going to be my personal assistant.

idk

Banker is great. One can keep food for multiple characters and more easily (faster) transfer gear beteeen characters. It also convenient for selling gear to decon to whatever between trials. I have the merchant also. Saves much time. Got the Bakker first and would repeat if I needed to do it all over.

Feanor

In case anyone asks: this is what I was talking about.

https://forums.elderscrollsonline.com/en/discussion/341508/when-will-we-finally-see-the-new-premium-crown-store-assistants-merchant-and-banker

Nestor

If your only going to get one, get the Banker.

There are Merchants all over the game, and ones on all the roads in the game. They are super easy to find. Besides, you can drop a 100 items off at the bank then pull them out later for sale to a merchant, where you can't sell a 100 items to a merchant and pull them all out later to bank.

AnnieBeGood

I have a banker in my house, as well as normal crafting stations...... might as well use the house for something.

It's convenient......

peda

I bought banker and my brother bought the merchant. I use my banker all the time, and he uses my banker too when we're grouped together. But neither of use his merchant. Banker's great for emptying pockets or grabbing much-needed equipment that is stored away when you're in the middle of a dungeon or something.

generalmyrick

Feanor wrote: »

In case anyone asks: this is what I was talking about.

https://forums.elderscrollsonline.com/en/discussion/341508/when-will-we-finally-see-the-new-premium-crown-store-assistants-merchant-and-banker

WHEN are these coming out???

AcadianPaladin

I got the banker and still have not gotten the merchant. I'm very pleased with the banker. Lots of flexibility to stash stuff that is overloading you until you can properly process it. Very convenient to facilitate moving gear from char to char on a whim anywhere/anytime. Convenient to stow a character's extra gear since you can literally access it anywhere with ease. Only drawback is no access to guild bank.

I now have enough crowns that I can (and probably will) get the merchant. The biggest problem with the merchant is that she cannot repair your gear! Another drawback is that she (nor any merchant) cannot lighten your load at all as far as gear you intend to grind up for mats.

So I see the banker as, overall, a much better choice until you can comfortably add the merchant.

Feanor

generalmyrick wrote: »

Feanor wrote: »

In case anyone asks: this is what I was talking about.

https://forums.elderscrollsonline.com/en/discussion/341508/when-will-we-finally-see-the-new-premium-crown-store-assistants-merchant-and-banker

WHEN are these coming out???

We don't know if they ever come. All we have is an evasive statement by Gina Bruno saying these may or may not get released, and if they were, they wouldn't have a greater functionality. But maybe @ZOS_GinaBruno can shed some light on that now that we're one year later?

generalmyrick

i dont want to get this banker and then be mad i can't get the different looking banker that does the exact same thing!

Feanor

generalmyrick wrote: »

i dont want to get this banker and then be mad i can't get the different looking banker that does the exact same thing!

That's the exact reason why I'm holding off at the moment.

mbaranski15

I bought the banker the last time there was a crown sale. Very pleased with him. I alt a lot so I tend to pass stuff back and forth often. I'd highly recommend the banker.

Feanor

Maybe @Turelus can poke our lovely community manager in a PM about this?

Megabear

I know I'll get both but I'm waiting on the off-chance that they will have diff character models for the banker/merchant.

Keep_Door

If you have multiple characters and play on them often the banker is a must.

DeadlyRecluse

I have both, use the banker much more.

Plus, you can use the banker as a de facto field merchant if you keep lots of bank space open. Mark junk as junk, deposit it bank, pull it back out when near a normal merchant.

Nestor

The look of the banker is the last reason I would delay in getting one. I mean you call the thing up, do your deposit/withdrawal then send it away. It can look like a pile of steaming whatever for all that it matters. As long as it takes my stuff, and gives me what I ask for, I am good.

Besides, my beast race characters love summoning a Dark Elf to do their bidding.

RaddlemanNumber7

I do have lots of characters and the banker is very necessary. He saves me an enormous amount of time, not having to go to the bank, and easing the transfer of items from one character to another. My houses would be pretty useless as bases if it wasn't for the banker being there. I think the banker's well worth the 5000 crowns, much more so than the merchant.

He is a real creep though. If your character is a young woman he always seems to materialise behind you. And some of the things he suggests are just gross.

It's pretty obvious that he has stolen the identity of some unfortunate Imperial. I don't think he is really a Dunmer at all.

If you have a non-combat pet active, if you watch closely, you'll see that when you summon him he possesses your pet and then shape shifts into his Dunmer form. You only get your pet back when you dismiss him.

He can also replicate himself in order to be in more than one place at a time. I'm sure he must be some kind of powerful daedric entity.

And of course, like any banker, what he really wants to do is own the life of anyone who uses his services. With an ever increasing number of people giving him most of their money, and so many powerful objects, it looks like one day he may be able to control the whole of Tamriel. Perhaps that's why he wears Imperial purple.

max_only

Nestor wrote: »

The look of the banker is the last reason I would delay in getting one. I mean you call the thing up, do your deposit/withdrawal then send it away. It can look like a pile of steaming whatever for all that it matters. As long as it takes my stuff, and gives me what I ask for, I am good.

Besides, my beast race characters love summoning a Dark Elf to do their bidding.

The look of things is a key motivation for the vast majority of the crown store.

I have "reasons" why I refuse to get Nuzimeh and Tythis is ugly and snooty so no way am I getting him.

medusasfolly

Really going to depend on your play style.

If your bank is generally near full (like mine) get the merchant. Having a banker but no space to store stuff is going to make the Banker useless. But the merchant starts losing value if you are doing multiple dungeons/trials as the BOP that you want to deconstruct later starts to overtake your backpack.

If you are religious about keeping your bank pristine (unlike me), a banker would probably give you more bang for your buck as you could throw everything in and sort later.

ProfessorKittyhawk

I don't care what he looks like. He's a utility, and a useful one. Once I'm done I send him back go his cage.

Beardimus

Banker is a let down as no guild bank / store access. So its pretty useless. Easy enough to get to one with a free port I think.

They add Guild stuff access and I'm in 100%