Because if you have a bounty and the guards catch and kill you, they take the gold equivalent of the bounty.

So if you are a thief, it's always safer to have less gold on you.

Also, I like to see how much gold my characters generate in their regular activities.

And if you were to expand this to other currencies, then Tel Var would be a real problem.

Sylvermynx wrote: »

I keep 99% of my gold in the bank. When alts need it, they withdraw it. I don't see the problem?

It's not a real problem, but more convenient to not having to go to the bank to get gold first to make a purchase or pay for services. The same convenience of having the shared materials bag.
I'm fairly new in this game and not in any guild, so I make money by vendoring looted gear and grinding public dungeons, for which I use 1 toon I really like grinding with. Being able to share that gold with all toons in a shared pool is just easier without the need for the bank.

Leftover_Pizza wrote: »

AlnilamE wrote: »

Because if you have a bounty and the guards catch and kill you, they take the gold equivalent of the bounty.

So if you are a thief, it's always safer to have less gold on you.

Also, I like to see how much gold my characters generate in their regular activities.

And if you were to expand this to other currencies, then Tel Var would be a real problem.

Okay, that makes sense. Never been in that situation, so the thought never came up.

I am not sure this is true. I think you only lose the stolen items. My main carries a lot of gold on her but she never gets caught, only one time ever.

katanagirl1 wrote: »

I am not sure this is true. I think you only lose the stolen items. My main carries a lot of gold on her but she never gets caught, only one time ever.

It is true. If you get caught stealing the guards take all the stolen items and enough gold to cover your bounty. Don't ask how I know this...

Why would this be necessary?

I keep most of my gold in the bank, one part is so you can choose whether you want to pay out your bounties when killed by the guards but the main reason is so I don't accidentally screw up when buying something from guild traders or donate too much by mistake to my guilds.

SerafinaWaterstar wrote: »

Why would this be necessary?

Why not? It's the same, to me at least, with the crafting bag. It's more convenient to have easy access to stuff you're sharing anyway. It just takes the neccessity to travel to a bank away.

I'm far from rich in this game and missed out on a few cheap finds at guild traders, because I didn't have enough gold on the character and had to run to the bank, just to see the item gone already when I got back.

Inb4, 'money is made easy in this game': not everyone played for years or trades in guilds.

We don't even need banks. All they need to do is make inventory account wide.

I think there's some other things in addition to bounties which take a proportion of the gold you currently have on you, so those would have to be updated to accomodate the new system.

Having played games that do it both ways, including playing Guild Wars 2 both before and after the change I think there's pros and cons to both and I'm not sure one is better than the other, just different. I got used to it in GW2 (I didn't have much choice, it was that or stop playing) and sometimes it is useful, but other times I miss the ability to keep my gold seperate.

It does make it harder to keep track of what a particular character or activity has earned, and it makes certain types of RP or challenge characters more difficult. For example I currently have a GW2 character who is not allowed to get any items or other help from my other characters. In theory she has to earn all her own gold, but that would mean manually recording it every time I get gold or sell something, so instead I just estimate it.

The big advantage is it makes it easier to buy things at short notice - if you see an item on a guild trader or NPC merchant you like you've either got the gold right there ready to buy it or you can't afford it. The downside of that is it makes impulse spending much easier too.

If it was brought in then just like with GW2 I'd adjust the way I do things and get used to it, but I wouldn't say it's a change I want.

Why to share gold when you have THREE banker assistants? Okay price is 5000k crowns without sale but still.
If my alt need money, i summon banker, take money aaaand buy things for example from guild trader in a seconds.
I know i know, not all players have banker, yes but after change, why to use that assistants?
Lets say that there is already some gold accountwide system...

davidtk wrote: »

Why to share gold when you have THREE banker assistants? Okay price is 5000k crowns without sale but still.
If my alt need money, i summon banker, take money aaaand buy things for example from guild trader in a seconds.
I know i know, not all players have banker, yes but after change, why to use that assistants?
Lets say that there is already some gold accountwide system...

Spending 5000 crowns (by either sit out a few months of Plus crowns or spend €34,99) is not what I have in mind for a bit of convenience in a game. You answered your own question exactly with mentioning the 5000 crowns bank assistant.

Sylvermynx wrote: »

@Leftover_Pizza, what you might consider doing is thinking about how much you'd be willing to plunk down at a trader as a good deal on whatever - gear, style pages, crafting materials, whatever you might be looking for, and just do your best to keep that much gold on each character you regularly play.

Sure, all my gold's in the bank, but I do keep anywhere from 5 - 10 k on each alt.

And if gold's a bit tight for you, do either writs on each character for a while or antiquities (where the first time you dig the green/blue/purple for each zone you can sell them for a combined 6250 gold) and once you've dug all the listed zones to the purple, you can dig a gold master item you can sell for 100 k gold - the purples and that one gold are once only, but you can dig the blue and green over and over..

Thanks for the tips. I'll have to level up professions to get to do the writs easier first, but I'll eventually get there. Like I said before, I only play this game for a few months. I know my MMO's, but still consider myself an ESO noob.
For now I just vendor looted gear and grind public dungeon mobs to grab cash. It's slow, but I get by.

I'll remember to take out cash before going to a guild trader.

Sylvermynx wrote: »

If you're on PC, I'd be happy to send you a couple hundred k gold - I've played a long time, have lots....

That's a very generous offer and very much appreciated. Sadly, this offer considered, I play on PS5.

Many thanks for the offer! I'll get more fortunate eventually.