RubyTigress wrote: »The issue is that they do need to verify the account being used on the subsciption is valid. Similar to what happens say at the gas pump when you use a card to authorize a fillup.
Before the gas is dispensed, a message is sent to the account with some minimal amt to verify it's valid .
The problem here is, instead of using a minimal amt, the ZOS verification is for the full amt of the subscription-for a 6 mon subscriber (which I presume they'd LIKE to see a lot of) that's quite a large hit.
It is supposed to be reversed once approved, but it is causing some folks very big issues, and it's not something they actually need to do at this stage.
They've already been paid for this first month when folks bought the game.
The problem I had was the requirement to setup the subscription in order to play, even though my original pre-order included 30 days of game time. For me it wasn't a matter of funds, or GTCs, or full amount being used for the auth. They tried to force me to do something that shouldn't be required at all. It's like some cult making you do pointless, meaningless things in order to break you, to show you you're not in control. I don't like that.
That's why I uninstalled the game, requested a refund, and will never touch anything with ZeniMax label ever again.
Because of the threads on here a lot of people suddenly became aware of a very common business practice. The totally over-the-top reaction to the pre-authorization thing has turned normally calm, rational people into rabid animals. They still don't realize that many transactions they do every day with their credit card or debit card have a pre-auth. Most of these folks would not have known about this, entered their information and actually had fun with the game if they hadn't read these foaming at the mouth type posts. The internet is great at generating hysteria. Now look at all the crazy misinformation in them - somehow not getting a sub set up right now denies use of the 30 free days, that Zenimax is somehow profiting off this, that there is theft, scamming, "shady business practices", etc going on. The litany of exaggerated junk going on in these threads scares me. What does it say about the human race when a simple thing like this can have such a horrible effect on people? And of course, it really hasn't hurt too bad. You still can't move through Daggerfall without seeing tons of people anytime I log in.
Spawnsplitter wrote: »Its quite simple really... The credit charge is made then immediately canceled. But because of automated systems and the ever so constant and stagnating bank systems they often "hiccup".
If the charge does not go away then simply call your bank, not ZOS. The bank is the only one that can lift the auth, since ZOS do not get this money as several people claim... However they normally just tell you to wait it out...
The problem with the gas analogy is that the validation can be anywhere between 1-100$ no matter the final price.
Same with restaurants... They normally authorize about 20% more then what the meal costs because they always expect tips. What goes out of the account is normally less...
Im guessing that using the authorization method is cheaper because once its authorized a reauthorization can be made within 115% of the original amount for the actual payment within a certain timelimit which is 30 days i believe...
Spawnsplitter wrote: »Its quite simple really... The credit charge is made then immediately canceled.
The bank is the only one that can lift the auth, since ZOS do not get this money as several people claim...
A large rectangle
I wonder how stupid OP will feel when he realizes that a) this is common place and b) its his bank adding the verification and not zenimax.
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I'm not being facetious or sardonic here. I really don't understand what the issue is unless you're really not able to pay? Aren't you able to still cancel at the end of the month and not be charged for the month? I'm not getting it. I'm trying to, though.
The problem I had was the requirement to setup the subscription in order to play, even though my original pre-order included 30 days of game time. For me it wasn't a matter of funds, or GTCs, or full amount being used for the auth. They tried to force me to do something that shouldn't be required at all. It's like some cult making you do pointless, meaningless things in order to break you, to show you you're not in control. I don't like that.
That's why I uninstalled the game, requested a refund, and will never touch anything with ZeniMax label ever again.