Yep, I play for fun !

Im playing a lich build with Nerieneth and Bahraha's curse set + lich robe and bracers solely for the looks. And my spells consist of dark magic and frost staff. Really fun to play especially in large battles hindering enemy groups with frost blockade and frost reach while popping lich crystals left and right

I wouldn't know a min/max build if it hit me in the face. I just play for fun and have multiple characters with different builds some of which rely more on the class skills while others rely more on the weapon skills, with some using magicka, some using stamina, and some using a hybrid mix of both etc. Gear is entirely dependent on what I loot, get as quest rewards, or craft.

All of mine are 'different' in some way. I don't create min/max builds, I create a character that I want to play. For example, I wanted to make a grumpy, sickly old Breton who lived almost in isolation in the foothills of the Wrothgarian Mountains. He has a fascination for 'earth magicks', favours simple staves, makes coin from making and selling basic options, poultices and salves and a deep, obsessive interest with runes. He prefers the company of animals and his deep affection for them means he refuses to harm them.

To make this work, I opted for Dragonknight to make use of some, but not all, of the Earthen Heart skills to replicate the interest in 'earth magicks'. I'm ignoring the Ardent Flame and Draconic Power because they don't fit the character. Staves are his main weapon. Alchemy and enchanting provide him with buffs. Points mainly go into magicka; none into health as he is mean to be physically weak. Armour is limited to light with one heavy bit of kit. Crafting is limited to staves and some light armour.

I doubt this will work at higher levels, but that wasn't the point of the build. It is a shame that the class based system of ESO and the lack of spell crafting means that we cannot truly create our own character. I would love to have the option of picking and choosing from a palette of skills, spells and abilities, but I presume that might not work for some other play styles and situations.

Can't be pestered with min maxing, I play for fun.

Have a Khajiit DK and he's a complete arsehat, black as coal, dreadlocks n beads, squinty eyes and a big wide smirk, looks like he's secretly amused by everything.

Started him as a char just to mess about with as I was getting bored but he's proved to be such a blast to play he's now maxed out every weapon and armor skill, apart from resto, he don't like resto.

I only play for fun, never had a single fotm in my gamer career, so not only speaking about this game.
The closest thing to a fotm I had in this game was my stamblade but I specced him to get the max out of 2h's Brawler, with 20% in Bastion Cp, LOL
He could cast a 6702 shield just by hitting a single enemy, only pve in though.
Always the last man standing in dungeons with all the other people asking on the mic about how the hell can a stamblade survive that long
I had some ideas on how to improve him a lil bit but I ended up leaving the game for a while for rl matters, losing the interest.

Now I changed him, I think I'm the only idiot in cyrodiil PS4 EU who's rocking the Morihaus 5 pieces bonus with proud: LOTS of fun to play, the Rearming Trap + CC Dodge Roll cancel constricts the enemy to eat up the trap...
While it's not so efficient against stambuilds, it's the bane of any other magclass: CCbreak + Roll eats 2/3 of their stamina

And then there's my hybrid sorc who casts hardened ward and uses Rune Prison on enemies because Flurry doesn't break it, lewl.

Oh, and I'm always in jerkin chest piece, just because the look of some of them is just too cool to not be worn.

My builds I try to invite are horrible. But I'll keep trying.

Orc stamsorc is loads of fun

proc vicious ophidian and move like lightning!

I play for fun and I minmax. What I'm doing wrong?

One of my crazy troll builds was nerienth on my sorc. Now its a meta.

Lusty-Argonian-Sage... my Argonian Sorc healer.

No-It's-Mudcrab (inside joke) an Argonian stam DK that looks like a dragon who is entirely revolving around dragon-looking attacks.

Novah'kiin, a templar... no idea what she's going to be when she grows up.

Bosmer DK bow build with a heavy attacks from stealth.

Molten armoments - camo hunter - heavy attacks from stealth w/ poison enjection - into Dragon Leap

Short answer: YES

I want to be able to just play my character wearing no armor. Like literally strip nude save for boots and maybe a shoulders and hood, and then put on one of those non-armor NPC shirts and just go around like that. My stats would suffer horribly, but I prefer my character to be casual instead of walking around in full body armor all day every day.

In reality though I wouldn't suffer TOO much. I could craft a 4pc Hunding's Rage as a Hood, Shoulders, Boots, and Gloves. Then have a 3pc Agility Jewelry set, and then for something a tad extra I'd make a set out of my weapons.