I'm going to add a little insight to some of the numbers I pull as an end game farmer. As someone who was suspended that did not exploit I can explain why I would never do it.
I run 8 vr16S they all have 50 in every crafting profession. With the amount of money and mats I make a week I don't need to exploit and would be foolish to jeopardize my account for materials or money I don't need.
Here is what I pull in each week just doing wits, surveys and hireling mails in only an hours worth of work each day.
604g each writ = 28,992g a day. 202,944g a week.
20-30 of each legendary upgrade materials.
50K-70k in auction sales from glass and provisioning fragment pages.
Enough repair kits I never have to spend gold to do so at a vendor.
Enough ore, silk and wood that I don't need to farm vr16 mats to fuel writs and come out with a net positive.
Enough flowers to feed my potion drinking addictions for vMA runs.
Making money and materials in this game is a joke once you learn how. Anyone who is willing to risk loosing their account or putting even a mark on their record over it is extremely foolish.
I would think about it if I would have known, but probably no because I don't want to pay for the teleporting banker which I think is stupid and cheapens the game defeating the entire purpose of having banks in the first place.