4 times now. 4 times I've loaded my character and crashed.
1st crash: started when I went inside cold snap clothiers and noticed a bit of screen tear along with frame drops and then crash.
2nd time: Reload ESO attempt to log in to same character, loading icon on screen lags and freezes up a bit and then crashes within 10 seconds of loading.
3rd time: thought it must be related to being inside the cold snap clothiers, so once I loaded I immediately noticed the frame drops and got the heck out of the shop - frames drop followed by crash
4TH ATTEMPT: same loading screen lag, character loaded outside of the clothier shop. I notice frame drops again, I make a run for the way shrine but frame drops and crash before I can walk 10 feet to the shrine.
I stopped here and tried to load my other character, who happened to be in orsinium as well. Notice the same lag in the loading screen and frames immediately start dropping once this character loads. I recalled to deshaan before the game could crash. After this I loaded the initial character again and noticed all the same side effects lag/frame drops etc but was able to recall to deshaan as well.
TL;DR for other players read this:
I was on my fourth attempt when making this post so I no longer need support, but I want to make it known that I crashed 4 consecutive times in orsinium within 10-15 seconds of exiting load screen. It has got to do with something about having two characters in orsinium because the game doesn't crash 4 times like that and then doesn't crash as soon as I only have one character in orsinium.
So, consider this a warning to any other players, try not to have two characters in orsinium at the same time and maybe even avoid the cold snap clothiers shop. I really thought I was SOL on loading my character because games don't crash 4 times without something really being screwed up...