Im having issues with grouping and withdrawing gold from the bank. Ive transferred my characters from the PC version and have lots of stuff on the bank including quite some gold. I made a new character to play with friends but I cant withdraw gold from the bank. Neither can I invite my friends to group says "account type is not set to allow group creation" (same goes for my friend). It's been a while since I played the PC version so things might have changed, but do you need to be a certain level to do that stuff?