Home storage has been confirmed. All we know about it so far is that it will exist in some form.
Several questions arise, but I'm mainly concerned about its effect on the bank system. As of now, the main way of transferring items from one character to another is through the bank. Let's assume that the only limit on home storage would be the number of container furniture placed in your home (although we currently have no idea about the mechanisms, a container furniture would make the most sense). This could potentially vastly outnumber the bank storage slots, considering multiple houses are available for each player. The fact that you can teleport to any of your homes for free anytime means that home storage is superior to bank in terms of reachability, as banks may be scarce and in some zones "far" from the wayshrines (if running through the town and entering a building can be considered far). One could argue that the banker NPC is more readily available than any of your homes, and it's true, but it's a convenience available only through the Crown Store. Besides the banker NPC, banks offer more options like guild bank and guild store, and currency might also be limited to banks.
So IF we assume that home storage will vastly improve storage, how do you think this will affect bank usage? How will it affect your use of the bank?
p.s.: This is all speculation. I know we have no information other than that it's coming in January.
EDIT: typos.
Edited by resdayn00 on December 22, 2017 9:05PM PC EU - Ebonheart Pact
Resdayn Indoril, Dunmer Magicka Nightblade - Main
Pactum Dunmeri | Ard Feainn | Aetherius Art | Kley Guild
Achievement points: 26k+
How do you think home storage will affect bank usage? 88 votes
Home storage will be superior to bank in most aspects and will almost completely substitute banks
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2 votes
Home storage will reduce the number of players around banks but not greatly
Home storage and bank won't interfere with each other, both will be equally popular
Home storage won't have much popularity among casual players (either very limited or very expensive), but rich players could afford them
Home storage will probably disappoint and will be extremely limited