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I had the same thought..this is basically having corrosive armor active at all times except for all damage, not just direct. If you slot some stuff to counter the -46% (Malacath band?, swap to wpn/spell dmg mundus, sharpened to nirnhoned etc) it could work out.
I only use insightful
BG MMR should NOT reset, zos sponsored smurfing is a terrible design choice.
PvP needs more incentives, even simple purple/gold mats would suffice.