I know there is already a thread about overland difficulty, but my request is different and could provide a solution that might satisfy many players in that thread.

Please allow us to increase the damage we receive and decrease the damage we inflict through a "debuff" (a curse that can be activated or deactivated at will, for example) that we could create with the Scribe system.

This would not affect players who want no changes and would please those who desire more difficulty. For years, we have been doing the game's content entirely naked to experience a tiny percentage of increased difficulty. We would love to have an alternative solution to feel the pleasure of improving our character through exploration and adventure, not by depriving ourselves of equipment and sets.