I respec'd again.. 58 skill points returned.
I'm a templar..
I've now gone full circle.. heavy to light, to light and medium, to medium and heavy and now back to full on heavy armour. Everything under heavy is maxed.
Everything under 2h, (3 skills cos I didn't train it much) 1 sword and shield, dual wield all fully pointed out.
Couple of points in aedric lance/spear whatever it's called.
2 heals.. well, 3 I guess, ultimate, the 2s heal and the health/stam regen.
In each of the weapons only 2 skills chosen and taken as far as possible.
ie attack, attack, aedric, big heal, regen, ultimate. Hit swap and it's the same setup.
Done away with resto staff..bow etc.
Fully skilled out blacksmith which is at 16 atm. So level 4 blacksmith, with pts everywhere accepted.
And that's it.. full set of lv 30 heavy, enchanted with health. Haven't had problems even with groups of 3-4 mobs. If it hits hard, heal, regen, poke poke heal regen..
I've given up reading other's ideas of the perfact templar.. I travel my own road.
Now spent over 20k at least on respecs.. All I intend in future is to keep the pt's in the skills I have.
Geronimo!