This is so interesting because i just downloaded ESO on my laptop and am starting over new because I plan to swap over to PC over the next 2 years.
It has been very different. I'm playing at 30 FPS, minimum on all the graphics, and I am using a mouse and keyboard for the first time ever.
Honestly I kinda understand what you mean, having no CP, gold, or gear is really daunting. I am just trying to make the most of the situation and motivate myself to build my new character.