I wanna try and get back into this game, last time I played was around the time it launched on consoles. The main thing I want to know is how level scaling works, if everywhere you go things are scaled to you then how exactly do stats and armor effect gameplay? Should I still be trying to get better gear as I level? Or just use whatever until cap, and what is cap? I see people with numbers in the 400s next to their names. Is that how many champion points they have?
I completed the main story line and the Covenant Story, started the Dominion story. What's the Endgame now? When does endgame start if everything scales? What does everyone do for money?
Also wondering about housing, is it just to decorate and show off? Or are they actually useful in some way? Is it possible to earn enough for a large home or manor on your own? Or are those more for guilds?
Thanks, I know thats a lot of questions.