Hoarded items in bank is not in memory its on drives unless loaded, then you enter the house the server need to load your house and all the furniture with its placement.notimetocare wrote: »Housing in mmos tends to be vanity. Sometimes you have games that give 'vendors' but it is almost always vanity. Bank space is already accout wide so they dont need more account wide space. MMORPGs need limited space, hoarding is a waste of server memory