Reactive armor has been broken since the Dark Brotherhood PTS and has been completely ignored in all patches since. Recently on Xbox NA more and more players have begun to run 5 reactive and 2 malubeth and be very hard to kill as a magic templar. For anyone who does not know, the fifth piece of reactive armor that gives 35% damage mitigation can be activated by standing in any enemy templar rune or ritual. I come on the forums quite a bit but I have never posted because nothing has ever bothered me as much as this does.