This is the build I am currently working toward:
ESO Calc Build
My two skill bars are already laid out in this fashion, with the exception of Shield Charge/Invasion.
I am wondering if, at some point, I will want to drop Extended Chains from the #5 slot on my 2h/dps bar. At the moment, I use it rather a lot to drag casters and archers to me; but, I can see where I might prefer to have an additional damage-dealing spell in there.
At level 25, I find that I am much more of a hybrid than I expected. I had assumed that I would melee constantly, and just periodically toss in spells for a little added damage or protection. Quite the contrary, I cast a LOT, hence my additional points in magicka. I feel like my Redguard bonuses justify not putting as many points in stamina.
At my current level, I feel like I have a ton of survivability and I'm very pleased with my current dps output (although I definitely notice it drop when I switch to 1h+shield).
I never PvP and have no interest in it. I do enjoy crafting, and have been levelling all of the crafts at a good clip. Any extra skill points I have will go there, most likely.
I am a quest junkie and completionist, so I anticipate having plenty of points.
I welcome your thoughts and critiques.
-Rain