A year ago I've left the game as I saw that I will not like the endgame and didn't really like the open world either. But I never tried housing as I was trying to save up money for gear in the future and for the necro class (which I got). I never touched housing because of the lack of furniture I've got and the only free "house" I've got (the small room) discouraged. And I wasn't that interested a year ago.
I will never play this game hardcore, but I did play it casually. How hard it is to get into housing as a casual?
I have a toon who's high 50 and a toon with max crafting for smithing, clothier and woodworking and if I remember right, I've also leveled the others too besides the dlc one.
How much real money do I need to spend in order to be able to build nicely? I don't have too much money to spend and the only DLCs I have are the free ones. Do I need to get other DLCs?
How grindy is it? I know if I don't want to pay for furniture than I have to grind, but how time consuming is it?