This is something that I sorely miss about WOW.
In World of Warcraft if you kill a boss or are attacking a boss and you DC and the group downs it, you get your loot in the mail. There is no such thing as losing out on your loot in WOW. With all the bugs recently and crashes, it would behoove ZOS to implement the same type of system. I see a lot of folks saying the game is super healthy, that it's a cash cow. Surely ZOS can afford to properly implement such a system like wow has been using for years.