I finally have enough champion points to worry about how best to allot them. I've done some reading about how champion points work and how to get the most out of them. It's pretty straight forward, but I did not find the answer to one specific question.
Does 75 points into Mooncalf give you 14% stamina regeneration, or do we have to put 76 points into Mooncalf, and go to 14.07% to get past the break point? Is the 75 points enough to award the full 14% regen? And likewise, for other trees that have the same break point, is 75 points enough, or do we have to put in 76 points to get past the break point?
TIA