Why when interacting with merchants is gold not taken directly from the bank?

pgorbas_ESO

Why when interacting with merchants is gold not taken directly from the bank? Same question for crafting stations and crafting materials?

[snip]. All we have is artist and writers creating new content and actually NO DEVELOPMENT is being done on the core ESO application. Probably on purpose so people will still want to buy the next ES stand alone game?

I already have seen enough of these forum questions to know that the DEVELOPERS CAN'T BE BOTHERED TO REPLY TO THEIR USERS [snip]

[edited to remove bashing and insulting comments]

Katahdin

Gold NO

Crafting Mats come out of your crafting bag first if you have one then out of the bank if you dont
The reason is they dont want you to load up your crafting bag, cancel ESO+ and just have the mats sitting in the bag forever while you use your bank stocks.

SilverIce58

Why would the money be taken from the bank, when youre able to withdraw that money and carry it with you?

Thevampirenight

Because the Bank is the bank its there to safe storage gold. Its account wide so you can transfer gold from any of your characters to other characters. Other mmos I've played are like this, bank is just for storage. You have to go to the bank to draw out money its not like debit cards or checks exist in Tes Reality. Not like you can use a cellphone give your banking number and transfer gold from your bank to the merchant.

So banks are just for storage for the account it should remain that way. You go there directly pull out the gold and then take that with you. But then if you do something like steal an apple you lose that gold if you get caught by the guard. However when its banked gold is secure and guards can't touch it so why change it?

M_Volsung

If I'm short of gold when making a purchase I just summon up my little alfiq banker, she's quite good at her job.

LadyDestiny

I do think it would be smarter to just pull all transactions from the bank and have it account wide. The only exception would be trading with other players. Make is so you have to have the gold in your inventory to trade.

Malmai

M_Volsung wrote: »

If I'm short of gold when making a purchase I just summon up my little alfiq banker, she's quite good at her job.

P2W

Neoealth

Malmai wrote: »

M_Volsung wrote: »

If I'm short of gold when making a purchase I just summon up my little alfiq banker, she's quite good at her job.

P2W

Hmm no. Just pay for convenience.

Buddy_Bradley

You do know this is a fantasy RPG, right? If you want to pay someone some gold, you have to have it with you (in your cavernous bag along with several sets of armour and a thousand potions and maps).

snoozy

M_Volsung wrote: »

If I'm short of gold when making a purchase I just summon up my little alfiq banker, she's quite good at her job.

exactly. the reason is they want you to buy the banker assistants.

and while i agree with your point about development, OP, better edit out the insult or this thread is probably gonna get locked

Nordic__Knights

YOU wouldn't say that if you accidentally stole something and they just got the gold out your bank now would you ? Banked gold should never be touched but by player never by an npc ty

LMar

Because, it's, you know, banked! You can't sell banked armour either!

Rave the Histborn

pgorbas_ESO wrote: »

Why when interacting with merchants is gold not taken directly from the bank? Same question for crafting stations and crafting materials?

IMHO I think it is just the standard half-assed, incomplete, lazy programing the developers are putting into the game. All we have is artist and writers creating new content and actually NO DEVELOPMENT is being done on the core ESO application. Probably on purpose so people will still want to buy the next ES stand alone game?

I already have seen enough of these forum questions to know that the DEVELOPERS CAN'T BE BOTHERED TO REPLY TO THEIR USERS - it's not like we pay their salaries. (P.S. idiots, yes we do, just not directly.)

Why would it take gold from the bank when the bank is specifically there to not be touched for stuff like that?

VaranisArano

ZOS wants players going to towns. It makes the game world seem more populated and alive.
That's also the reasoning why:
We don't have crafting writ boards for player housing.
The crown merchant doesn't repair armor.
The crown banker doesn't have access to the guild bank or guild store.

Personally, I rarely use the bank's storage function for any currency other than Tel Var. Most of the gold gets picked up by my main crafter since she's the one spending the gold on motifs. That makes it very easy to use - if I want to go on a shopping spree, I hop on one of the two characters that hold the money. My other characters have enough to buy what they need, but not so much that I splurge without thinking about first.

barney2525

Sounds like you are really upset about this, and the question would be - Why ?

It makes complete sense - and applies in all the other MMOs I play as well, that the Character - not bank - that receives the gold, carries the gold. If you want to central your gold, you put it in the bank so other Characters can access it. Some games you dont even Have a centralized bank, in which case you have to Mail gold back and forth to your Characters. (This is something that is Not allowed in ESO - only account to account mailing, but is probably why we Have a centralized bank. )

The point is, you CAN centralize all your gold. Now, if you are saying - its just too hard after ending play to take the extra step to put your gold into the bank, well then I dont know what to tell you

IMHO

Cillion3117

Then you'll need an extra inventory slot for your debit card.

Na0cho

That is a qol feature they probably won’t add so people buy the banker.

However I wholeheartedly agree that all they do is add new shinies and “story zones” without focusing upon the gameplay. In fact I just said the exact thing In another thread.


Problem is all the potatoes eat up the new shinies, and don’t really participate in content where the bad gameplay issues run rampant, such as end game raiding or pvp.

Zos just goes where the money is. Can’t really blame them, you would too. Blame the potatoes.

redgreensunset

Because Tamriel haven't inevented the debit card yet, it is cash purchase only. Which you know, you need to have on you to spend. Otherwise you need to go to a bank to get some.

gatekeeper13

It works well as it is now. You can save your extra gold in bank and not risk losing it. I once bought accidentally an achievement furnishing worth 100k (I had the ItemPreview addon but clicking to preview it didnt work well) and after that, I always withdraw gold from bank when I want to buy something expensive.

idk

Zos designed it so gold is taken directly from the character's coin purse. I have played other games where we could bank currency for the account and merchants still took gold directly from the character and not from the bank. I do not see this as a big issue.

Tandor

I agree with those who say that the bank is for storage and not for everyday transactions. Changing it would certainly mess with the Justice System. Adding bounties to player-to-player transactions as exceptions to a change would rather reduce the benefit of such a change, when the issue is a trivial one for those with a banking assistant in any event.

That said, the one change I would support relates to transactions with the bank itself. When I want to buy extra bank slots it seems unnecessary to have to take the gold out of the bank before I can buy the extra slots.

TequilaFire

I suppose next you will want a monthly bank statement as well so you can see where all your gold went.

Bradyfjord

TequilaFire wrote: »

I suppose next you will want a monthly bank statement as well so you can see where all your gold went.

Sounds like the next big addon.

zaria

SilverIce58 wrote: »

Why would the money be taken from the bank, when youre able to withdraw that money and carry it with you?

Because its not debit cards in ESO you have to pay with cash, however you can summon an banker to access the bank

bmnoble

I would not want the gold taken out of the bank during a purchase, I purposely carry a smaller amount in my inventory, so I don't over pay for an item by mistake at a guild trader, the rest stays in the bank so I can withdraw as much as I need when on any other character.

Sylvermynx

Um.... you WANT ZOS dicking around with your gold in the bank?

Not at all a good idea. Nopenopenope.

Tandor wrote: »

That said, the one change I would support relates to transactions with the bank itself. When I want to buy extra bank slots it seems unnecessary to have to take the gold out of the bank before I can buy the extra slots.

Yep, that I can agree with.