Now that we have settled into the Idea of player Housing ,its time to move further, and move onto player /user convience. The Guild master should be able to designate One House the Guild Hall once a house is designated guild hall it should trigger/enable a port to guild hall button in the guild screen, Secondly this should enable/unlock a "guild banker" npc slot. Due to what i think would could involve too much coding time, they could defray the cost /man hours spend coding by making the "guild banker" a Purchasable NPC from the crown store. This is a logical progression to housing . Before we go further the argument that "that will empty cities" make the game look empty.. thought line.. that thought process simply does not pass the reality check, if the entire reason people go to towns is for the Bank/guild banker then why are most of people in a town not at the bank ?