The Banker and The Merchant

revela68

Can you acquire the banker or merchant in game? Without spending $40 each.

freedom3128

No. The only character you can collect is the thief that allows access to fencing items.

DeadlyRecluse

Nope, crowns only.

EttinTheBreton

If you have a nice friend who is in a party with you, then you are able to use their banker or merchant. That's helpful during World Boss (WB) runs, where one of your party members has the banker or merchant.

drakhan2002_ESO

While they are crown-only items, they are such a awesome quality of life improvement. Great for grind sessions or if you're too lazy to head into town to sell/bank (like me!).

revela68

That's why there's no storage in housing they want you to pay $40 just to store your stuff in your own house... thnx guy's im learning

AcadianPaladin

Just know that the merchant cannot repair your gear so she is of limited value.

Similarly, the banker cannot access guild banks.

Taran

only crowns

Kaymorolis

AcadianPaladin wrote: »

Just know that the merchant cannot repair your gear so she is of limited value.

Similarly, the banker cannot access guild banks.

Can the banker access your guild(s) trader?

AcadianPaladin

Kaymorolis wrote: »

Can the banker access your guild(s) trader?

I think not, but let me quickly point out that I'm not sure since I do not belong to a trading guild. I hope that someone else can definitively confirm this or correct me if I'm in error.

VoodooPlatypus

Kaymorolis wrote: »

Can the banker access your guild(s) trader?

Nope.

Unfortunately, the banker can access your bank and your bank only - not your guild banks or their associated guild trader functions.

The merchant can only buy things from you - she won't repair.

The in-game Thieves Guild reward, the fence, will buy your stolen items from you, but at a terrible cost (she takes a 30% cut), and sales to her still count toward your daily limit of sold/fenced items.

SantieClaws

Khajiit found the price of both the banker and merchant very high but did eventually get them both.

They are useful on long dungeon runs when you have more loot than you can deal with yes.

Also both can be placed and used in your home. The merchant lady is also the barkeep at the tavern this one owns in Bangkorai. The banker is kept in the stables at Castle Claws just so this one can say she has one of those grumpy elves as a servant.

Yours with paws
Santie Claws

DaveMoeDee

I have the banker and love it. Major help. Especially when we had the anniversary event and I was doing a ton of writs. I could just keep crafted consumables stacked in my bank.

I have 6500 crowns and am trying to decide whether to buy merchant, get last 2 character slots, or just save.

Jciampi

I have both. I was very disappointed that they lacked those base abilities, no repair and no guild bank/store. But still they've been invaluable. When farming dolmen and world bosses. Makes saving good gear you find a breeze and by being able to sell. You don't need to leave to empty your pockets constantly. I use them a lot. Just wish they could do those last two things.

AcadianPaladin

@VoodooPlatypus - thanks for the confirmation on the banker limitations!

I don't rule out the merchant when, at some point, my crownpurse is flusher than it is. I do have the banker though and the creative possibilities are great. Too much loot? Pass all the excess to the banker. When next in town, any one of your characters can decon and sell stuff given to the banker. Banker also lets me carry less supplies because I know that getting some more food/soul gems, alternate weapons etc is simply a couple clicks away.

New character? Craft and stage a nice level 1 weapon with the banker so as soon as new character starts game, they can get the type weapon they intend to use immediately.

Nice uncrowded town with everything you need to be a good 'retrofit' area - except a bank? Ebonheart, I'm lookin' at you. Personal banker to the rescue.

BlackSparrow

I'll agree with the others that the Banker is really a good addition to your kit, if you have the Crowns. He's so handy to pop out whenever you find that, whoops, your inventory's full, or when you need to quickly pass an item between characters who may not have easy access to a town.

My friends even know I have the Banker and make good use of him on dungeon runs, asking me to pull him out when they fill up their inventory, so he's great for social play, too.

The Merchant, I have less need for, though I see why people get her. People who do Dolmen runs, for example, often seem to have her tailing along, since they tend to accumulate a lot of useless loot in a short time. Personally, I find that the Banker is more than enough, but that's because he suits my playstyle.

At least one is worth the investment, if you have the money to spend on Crowns.

MrsPink

I have both, and even though they are not a fully working merchant or banker, they are so worth it imo. To be able to take out the merchant to sell off loot when youre farming is awesome. No need to travel back and forth to a city. Or inside dungeons when your inventory suddenly are full. Same goes for the banker. One thing is to be able to put stuff you want to keep in your bank, another is the easiness of moving inventory from one character to another. To be able to take the banker out when you are at a crafting station out in nowhere is especially good.

revela68

It reminds me when they tried to charge gamers for skyrim mods they finally get what they wish for good job bethesda...

sjaeger172004rwb17_ESO

Are these bind on account or need to buy for each character?

Thanks

SantieClaws

sjaeger172004rwb17_ESO wrote: »

Are these bind on account or need to buy for each character?

Thanks

Once you buy them all your travellers on the account will be able to use them.

Same as with mounts and costumes yes.

Yours with paws
Santie Claws

revela68

Haha! paid mods coming this summer...

Banana

Im still waiting for the day a combined one that can also access guild traders and repair is available. They really are just a rip off as they are now.