Maintenance for the week of December 16:
• PC/Mac: No maintenance – December 16
• NA megaservers for patch maintenance – December 17, 4:00AM EST (9:00 UTC) - 12:00PM EST (17:00 UTC)
• EU megaservers for patch maintenance – December 17, 9:00 UTC (4:00AM EST) - 17:00 UTC (12:00PM EST)
Have you updated your armor? Have you spent all your attribute points? Have you spent all your skill points? If you've done all of these then the answer is to learn to play. (not in the usual rude/insulting way, but its actually what you need to do :P) You need to find out what abilities work best for you, figure out a rotation, etc. And make absolutely sure you have puncturing sweeps slotted as your spammable.
You're getting crazy buffed at low levels, then as you level up these buffs slowly wear off. It's okay because it's encouraging you to use other means to be effective - what gear are you using? At this level just world drops would be fine but try to keep them as close to your level as possible. If you're still wearing your level 10 gear at level 28 then that's why you're dying. Are you using food? You get insane resource boosts at level 10 but again it wears off as you level, encouraging you to use food. You can find recipes in various containers throughout the world or buy them(or already made food) at guildtraders, prvisioning is really easy to level if you go the crafting yourself route. Also some of the more seasoned players can make it for you for free or for a humble tip, especially if you're in some friendly guild.
Also, you're a magicka templar. You have the "do it all with your eyes closed" skill in your toolkit - Puncturing Sweeps(magicka morph of the first skill in Aedric Spear skilltree)
I am getting killed more today than at lvl 10, what's up?
I bet it's level scaling that is getting you into trouble. Is your gear anywhere near the level you have now? Are you wearing Jewelry too, or just armor? You need to have all your slots filled, and with gear near your level. Also, have you started investing in skill passives? I am sure you have been investing in active skills up until now, but the power really gets released with the actives.
What skills are on your bar that you use in combat?
Enjoy the game, life is what you really want to be worried about.
PakKat "Everything was going well, until I died"
Gary Gravestink "I am glad you died, I needed the help"