For months I used to think that CP levels didn't matter for sub 50 characters. Why should they? You are just at the beginning and getting used to play. You can't use CP gear, official CP levels are locked for you - you are level XY character not XYZcp. The content is scaled to your own level. Further, if you never reached CP levels before, you are left to your own little self.
But I was wrong. SO wrong. CP levels matter immediately. Some people (most likely duelists) hide behind low level characters and stuffed CP points for high weapon damage, armour and regeneration.
Learning about this was almost a hidden feature for me. But why? What's the logic behind this? Now that the game is basically scaled to your own character, why Bethesda didn't make 1-50 levels to be NON-CP. Meaning you couldn't allocate CP points if you were not over 50?