Well, simple thing. I do PvE and PvP and simply have too many situational sets to carry. Almost no space for loot left.
So I'd suggest a wardrobe: like the crafting bag, but for bound armor and weapon items. (Maybe to be implemented as an optional housing feature?)
The bank does not help much, as you always have to transfer bound items to/from bank, while the crafting bag is always available.
Also, banking is not much of an option in PvP. The bank assistant does not work there as well.
Edited by Tendrielle on August 12, 2016 10:40AM