Captain margeux's Place is right across from the bank and also really close to the Writ boards.
Gardener House is really near the Wayrest Sealed Writ drop offs.

Affordable Convenience for Convenience's Sake (listed in order of expense)

Mara's Kiss Pub in Vulkhel Guard, Auridon (free to 3,000 gold)
Wayshrine, Stable
Sisters of the Sands in Sentinel, Alik'r Desert (12,000 gold)
Bank, Outlaw Refuge
Flaming Nix in Mournhold, Deshaan (13,000 gold)
Wayshrine, Writ Boards, Craft Stations, Guild Stores
Humblemud in Dhalmora, Bal Foyen (40,000 gold)
Bank, Craft Stations
Snugpod in Elden Root, Grahtwood (45,000 gold)
Stable, Outlaw Refuge, Writ Deliveries & Rolis Hlaalu, Guild Stores, Wayshrine, Daily Guild Quests
Captain Margaux's Place in Daggerfall, Glenumbra (56,000 gold)
Writ Boards, Pack Merchant, Bank, Crafting Stations

No, none of these have yards or grounds to garden -- get another home for that, use a selection from above simply as free-to-teleport-to spots near a convenience...

Mistveil manor, in riften.

Riften has all crafting stations right next door to the bank, with a wayshrine nearby too. It's my fav teleport place.

Hmm but actually most homes are really not far from facilities....less than a minute's ride. Is that asking too much?

Aurelle1 wrote: »

Hmm but actually most homes are really not far from facilities....less than a minute's ride. Is that asking too much?

It's not the actual ride to a wayshrine that bothers me, it's the extra loading screens. On a bad night (right after many patches or the days when the server has issues) and every loading screen can top a minute itself or worse, boot you out of the entire game. It gives me EQ1 on a dial-up flashbacks

I own Humblemud and Ample, those are both great.

Thanks for the tips, guys. So far it looks like I should just save up for Mistveil. I think the expensive desert home in Stros M'Kai has a bank too.

If you're on PC, install this add-on and you'll always be one (or at worst two) clicks away from a bank.

I know the guildie port trick, the whole point of the post was I hate having more than 2 load screens between me and a bank (2 already happen between "port to house" and "exit house"). When you're between instances or trials and people are waiting on you, it's an awful feeling to be holding them up even longer by being trapped in loading screen purgatory.

Khumbu wrote: »

I know the guildie port trick, the whole point of the post was I hate having more than 2 load screens between me and a bank (2 already happen between "port to house" and "exit house"). When you're between instances or trials and people are waiting on you, it's an awful feeling to be holding them up even longer by being trapped in loading screen purgatory.

Porting through guildie is always at maximum 2 loading screens and porting to popular hub zones (like Reaper March) is on average closer to 1 loading screen than 2.

Tho it depends how the destination you are porting to affect the time for you. But I definitely take longer to port to "house zone" and leave it to arrive at "overland zone" than porting to anywhere in overland zone and then just porting to the right wayshrine (in same zone).

Port to high CP guildie in popular hub zone, its 99% port to the main hub wayshrine

Sordidfairytale wrote: »

Sunah wrote: »

Gardner house is my home right now. Loving it! Its in the eastern part of Wayrest literally just north of the bank and east of the crafting stations. Since its in a capital city it has the undaunted dailies and a large number number of traders. Only issue I have with it is the wayshrine and traders are on opposite side of city. But overall its great. 3 story family dwelling including a basement and a courtyard. You spawn inside the home.

This is my "side house." Just past the Writ turn in guy there is a bridge, on the other side of that bridge to the north is a wayshrine. I know it's not "right outside the door" like some houses, but it's really not that far. It may seem further though because it's outside the city map. I'll ride over there after turning in master writs if I need to go anywhere in particular. I am usually rewarded with lady smock, nirnroot and a chest or two. Incidentally opposite the wayshrine, to the south is the Seducer crafting station, so that's a bonus.

Wayrest is my least favorite of the capital cities - everything is just spread out too far. Since my main is EP, I'm most familiar with EP zones and more fond of them, so I always port to the Flaming Nix, then out to all the traders, crafting stations, writ boards, Rolis. Everything is so close, except for the bank, which isn't too far. But, if ever I want quick access to a bank, I port to the Sisters of the Sand. Though "quick" is relative on XB, where load screens have climbed back up to over a minute for me post MW.

lasertooth wrote: »

Mistveil manor, in riften.

Riften has all crafting stations right next door to the bank, with a wayshrine nearby too. It's my fav teleport place.

Yup all 6 crafts bank and there is a thieves den all in a dadge roll distance

I love it