I noticed - despite me having a AAA rig and having all the graphic settings maxed, pop in / stand ins minimized etc... even in the ini / wotan's advanced settings beyond what is in the options menu that i see a lot more npc pop in with a delay...i especially notice it for example with undaunted quest givers or bankers where there is an open area bank (like Vvardenfell)...
Is that just me or a general occurence because of zos changes?