I have my respec scroll (or whatever you call it) that I got back in the 40s level, that I hung onto figuring that after I was levelled up past 160 I would have a better idea of what I would want to do. I sort of do, but I wondered if there was any sort of utility or listing of the various choices to help work out what is optimal. Odd thing is that I will probably just be tweaking. I made a couple of non optimal choices morphing a couple of my most commonly used skills. I made the jab and javelin magica based on my stamina templar. This is my first, and currently only, toon and I made that mistake way back when I had only played a short while and magica and stamina weren't as unbalanced as they (purposefully) are now. I actually have a bunch of unused skill points because I tend to use 2 handed weapons almost exclusively.
Anyway, is there a good reference or utility to help with this or do I just need to go through and give more careful thought to each decision?