This one has more nuance in choice and the elusive "Other" option if you don't like any of them...
Another Poll on Overland Difficulty - but with more options 50 votes
No Changes - Keep it as is
Self Nerf, Same instance, NO Rewards
Self Nerf, Same instance, + Rewards
Difficulty setting for Story Bosses, NO Rewards
Difficulty setting for Story Bosses, + Rewards
Difficulty instance setting for Delves, Public Dungeons, & Story Bosses, NO Reward
Difficulty instance setting for Delves, Public Dungeons, & Story Bosses, + Reward
Separate Veteran Overland Instance, NO Rewards
Separate Veteran Overland Instance, + Rewards