If they can figure out an elegant way to Instance the Ship/Boat it would be cool. Most docks in the game don't really have a place to put a gate or a door to the ramp of a ship. I suppose it could be added to the end of a dock, but that would be weird. It could be "accessed" by a Dingy like a couple of the homes we have, but I would want my ship to be within site of land.
Other than that, a ship would be a nice home for those of us with sea legs.
Enjoy the game, life is what you really want to be worried about.