Welp, it happened to me again. Raced ahead of 2 other players to a chest just to find out I apparently ran out of lock picks in my earlier looting excitement.
I know the pain. Yesterday I bravely killed a player in Imp City when he was fighting a WB solo, then after I looted everything and stood at the WB checking my phone someone ganked me which made me lose most of my Tel Var stones. There should be a feature in this game so that when someone ganks me and I'm not ready I get immunity to damage until I can escape. Or if my Tel Var stones get autmatically deposited into bank when I'm close to dying so I don't lose them. I think it's a big issue that I can lose stuff in this game from other players while I'm farming them mainly by bravely attacking players from stealth while they're in combat.