if somebody gifted you 22000 crowns

Kelinmiriel

First, I always buy things on sale, so I'd wait for sale prices. I'm patient. But that said...

If it was a new account? Banker and merchant. Those are the most useful things I've bought with crowns that I couldn't have gotten with gold. After that, if it was actually crowns and not a crown gift, I'd save the rest for a crown-only house. Look online or in game at all the ones that have already come out for a limited time, and see if there's one you really love. If there is, wait for it to come around again. If not, maybe one will come up.

If it was my own account? Mundus Stones. I've been working on a Guild Island for all of the guilds I'm in, especially my own, that don't already have a fully-outfitted guild house. (Only one does, so that's four others.)

I can't afford the crowns to put Mundus Stones in it, though. So I would do that, for my guilds. It would only be the first five; six if it's a really good sale, because they're so expensive. But it would be a start!