The vast majority of player homes in ESO have rubble designed into them; broken steps, crumbling walls, missing tiles, and so forth. Do you consider these design elements to be a desirable feature, or an inconvenient nuisance?
Overland is different, as most houses are old anyway and it adds to the feeling. However, in player housing it's just terribly inconvenient if not just plain difficult to decorate.
I would like the houses to have upgrade-able modules, like, pay X amount of gold to repair the stairs or the columns, pay X amount to clear the mould (Lucky Cat Landing), pay X gold/crowns to unlock a barn, basement, etc.