I know this isn't a "bug," really, but it is A Thing and I don't know where else to post it.
I'm tired of being attacked by monsters and NPCs that haven't materialized yet. Because I can't fight back. Fair enough that I can't interact with NPCs who have not fully materialized or loaded onscreen, but they shouldn't be able to pick a fight with me, either, until I can see them and tell exactly what, who and where it is that is kicking the crap out of me.
"Nothing by which all human passion and hope and folly can be mirrored and then proved ever was just a game."
-- William Faulkner.