I'm a bit confused about the purpose of guild banks.
Many times I'm just walking down the street and I get invited to join guilds, and sometimes I accept to see how their activity is. When I go to their guild bank I notice that for some of them I have immediate access to their guild bank.
I know each guild is probably different, but is the Guild Bank kind of like your shed/garage/attic/basement where you hoard stuff you don't really need, but can't bear to throw away?
I can't imagine it being very safe to put stuff there because I was invited to these guilds as a random person on the street. No one even talked to me first - it was just a guild invite - but on the other hand there is a lot of valuable stuff in there so maybe there is a way to protect it that I don't know of? Of course I don't want to "test" if I can take out someone else's stuff - that would be stupid. I'm just assuming based on some forum discussions that anyone can take anyone's stuff.
And how do you track your stuff? Pen and paper? If you put in a bunch of 200 stacks of various materials, how do you keep track of which is yours? If I put in 200 steel and another member does also, does it matter which stack I remove since they are basically identical?
It's also interesting to note that my female characters get way more guild invites than my male characters. At least a 5:1 ratio. Just a funny observation, until I start thinking about the whole guild bank thing and the decision making process behind how those guild officers recruit and who will have access to any stuff I put in their guild bank.